Open on time with Toast's restaurant POS system

Q: Can Toast help my new restaurant secure a loan?

Yes — beyond new restaurant POS systems, Toast can help restaurants get off the ground and grow with Toast Capital. We finance loans for Toast customers so they can start strong and make the most of their opening.

New restaurants on Toast are 12% less likely to close in their first year of business than the average restaurant*. Open and stay open with a proven restaurant POS system.

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Opening something small?

Explore Starter Kits instead

One simple platform

From online ordering and loyalty to payroll and more, go with a POS that has everything new restaurants need.

Easy setup and 24/7 support

You can go from unboxing hardware to processing payments in a single shift. Need help? We’re here for you 24/7.

Stay on budget

Keep overhead low with predictable, clear processing fees and special offers for new restaurants.

NEW

Branded Mobile App is part of the Digital Storefront Suite, built to bring guests in with features that work better together.

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Start with the POS and add on when you’re ready

Get what you need, nothing more - all from Toast. No more dealing with multiple vendors and multiple monthly bills.

Reach more diners with tools like Online Ordering and Delivery Services.
Build a loyal team with accurate and reliable pay and scheduling using Payroll, Scheduling, and Tips Manager.
Turn occasional guests into valuable regulars with Loyalty programs and Email Marketing.
Other platforms you can’t live without? Toast integrates with 200+ partners, from popular delivery apps to accounting tools.

Pricing plans for new restaurants

No matter your budget, Toast has affordable plans to fit it. Plus, you can easily add features (when the time comes).

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Frequently asked questions about new restaurant POS systems

How much does Toast cost for new restaurants?

The upfront costs for Toast are hardware and implementation***, which vary depending on your specific hardware packages and installation needs.

Many new restaurants minimize their upfront costs with our interest-free flexible payment options, including payment as a percentage of your sales**** or fixed monthly payment using our third-party financing partner. The Easy Pay option even has a 100% approval rate and no credit check.

Toast’s Starter Kits also offer a Pay-as-you-Go plan that reduces your upfront hardware and installation costs through an all-in-one platform rate.

What criteria should I look for in a new restaurant POS system?

When selecting a restaurant POS system, here are the most important criteria to consider:

Credit card payment processing
Front-of-house management
Menu and inventory management
Analytics and sales reporting
Scheduling and employee management
Integrations
Contactless ordering and QR code
Online ordering and delivery services
Email marketing and guest profile data
Hardware options and the type of operating system
Card reader for mobile handheld
Table management and reservations
Customer support

Can Toast help my new restaurant secure a loan?

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This page was last updated on: June 30, 2026

*Based on the US National Restaurant Association’s 2015 report citing a 30% failure rate as the norm in the US restaurant industry, compared to Toast restaurants in the US continuing payment processing on Toast 13 months after opening (between January 1, 2022 and April 1, 2023).

**Pricing applies to new customers and single locations only.

***Such as installation, shipping, handling, and taxes.

****Toast Easy Pay is a 180-day lease with an option to purchase. Toast will hold back 1.75% of your sales and any unpaid amount will be due at 180 days via ACH. Software is billed monthly.